Accidental Death Insurance Plan

In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

Underwritten by:
Securian Life Insurance Company
400 Robert Street North
Saint Paul, MN 55101-2298

Full terms and conditions are set forth in Group Policy Number 9012/9013/9014, under policy series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence. This plan may not be available in all states. In the event of a discrepancy between these materials and the policy, the terms of the policy apply.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries, including Securian Life Insurance Company.

Administered by:
A.G.I.A., Inc.
P.O. Box 9947
Phoenix, AZ 85068-9952

A.G.I.A., Inc. is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Matt Bishop CA Insurance License #0F00863. Matt Bishop AR Insurance License #8493373.

Choose $25,000 ($1.75/mo Member Only), $50,000 ($3.50/mo Member Only), or $100,000 ($7.00/mo Member Only). Member & Spouse rates are double. Administrative fees apply. Rates and benefits may change on a class basis with at least 31 days’ notice.

No. You cannot be singled out for cancellation or a premium increase due to a change in your health or job. Coverage continues as long as you pay premiums on time and remain a VFW member in good standing.

Your Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received.

There’s no obligation with the program’s 30-day Free Look Period. If you’re not completely satisfied, cancel within 30 days for a full refund of any premium paid, provided no claims have been made.

Not as a VFW Member—you are GUARANTEED ACCEPTANCE regardless of your health history, current occupation, or hobbies.

No. This coverage is extended on a guaranteed-issue basis. There is no long form with complicated health questions and no medical exam required—just fill out the short form on the website to activate your coverage today.

The VFW made sure your accidental death coverage would stand as an important financial safety net for your family. Your loved ones would receive the full amount they’re entitled to if you fell victim to a covered accident.