Group Term Life Insurance

Most experts say “yes.” Why? Because it’s term life insurance which is the type financial experts often recommend. *

When you add it onto other coverage you may have from work or protection you may have set up years ago, $50,000 can be an important step to help your benefits keep pace with growing responsibilities like: credit card bills, student debt or other loans; buying a home; starting a family; or building your career.

No. Acceptance is extended on a guaranteed basis. There are no medical exams required and no health questions to answer. You will not need to meet with an agent to fill out long forms. Just fill out your Activation Form to conveniently add $50,000 to any coverage you may already have.

Absolutely. We know you’re a team. So as long as you enroll in member coverage, we made sure your spouse could activate this $50,000 benefit addition – with the same guaranteed acceptance status as you.

Less than you think. As a VFW member, you’re entitled to group rates. That helps you keep costs economical so adding this $50,000 member benefit is easy on your wallet. Take a 30-year-old non-smoker as an example. The group rate is $11 a month … that’s 37 cents a day. (See the rate chart under the “Rates” tab for more information.)

That’s okay. You have a 30-day free-look guarantee. If you decide this isn’t for you, just tell us within 30 days and we’ll cancel your $50,000 member benefit. You’ll receive a full refund – no questions and no hassles.

* Iacurci, Greg. (2023, June 27). Term life insurance is often best, financial advisors say – but most people buy another kind. CNBC. https://www.cnbc.com/2023/06/27/term-life-insurance-is-best-option-for-most-people-advisors-say.html

Administered by:
A.G.I.A., Inc.
P.O. Box 9947
Phoenix, AZ 85068-9952

A.G.I.A., Inc. is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Matt Bishop CA Insurance License #0F00863. Matt Bishop AR Insurance License #8493373.

Underwritten by:
Securian Life Insurance Company
400 Robert Street North
Saint Paul, MN 55101-2298

Complete coverage information, including full terms and conditions, are in the certificate or policy of insurance issued to each insured individual. These materials explain the general purpose of the insurance described, but in no way change or affect the Group Master Policy 9904/9905/9906, under policy form series 17-50985 and any state variation thereof. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence. This plan may not be available in all states. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries, including Securian Life Insurance Company.

WHEN COVERAGE STARTS: $50,000 Guaranteed Acceptance Life Plan starts on the first of the month following receipt of your Activation Form and premium payment. You can keep this coverage until age 75 as long as the Master Policy remains in place, you pay your premiums, and you remain a VFW member. Benefits reduce to $25,000 at age 65.

HERE’S HOW THE $50,000 GUARANTEED ACCEPTANCE LIFE PLAN WORKS: During the first two years, fatal accidents are covered at $50,000 If death is due to another cause in year one, your loved ones receive 125% of premiums paid. In year two, 250% of premium is paid for death due to another cause. Starting in year three, all benefits are payable at $50,000. Unless otherwise noted on the ACTIVATION FORM, benefits will be paid in the following order: lawful spouse; child(ren), in equal shares; parents in equal shares; siblings, in equal shares; the member’s estate. If you’d like to make other beneficiary arrangements, contact the plan administrator.